Buyer Information

Two Viewpoints, Buyer and Seller

April 28, 2011 by teamadmin · Leave a Comment 

Buyers and Sellers want different things out of a home sale. It helps to understand both points of view when negotiating…if you can understand the other point of view, you can offer something they want in order to get something you need. A Buyer Wants: – The very lowest price possible – My new home [...]

Step One to Buying a Home

April 14, 2011 by teamadmin · Leave a Comment 

What should all Buyers do before buying a home? Meet with a Lender. No, it’s not just for first time homebuyers…every Buyer should see their Lender first. Most Buyers are so focused on the plans to search for their perfect home, that they miss the first step entirely. Go to a Lender. I know, you [...]

Items to Bring to Closing

April 7, 2011 by teamadmin · Leave a Comment 

These are items Buyers AND Sellers should bring to the closing! Bring a valid I.D. (drivers license): Everyone involved wants to be sure the right people are signing this day, so don’t forget it! Checkbook: Even if you normally use only a debit or credit card. Sometimes there can be a small overage or miscellaneous [...]

HUD Home Questions and Answers

March 31, 2011 by teamadmin · Leave a Comment 

Lorri Molnar answers all your questions about purchasing a HUD home. What is HUD and what is a “HUD Home”? HUD is the US Department of Housing and Urban Development. A “HUD home” is a home owned by HUD. When a homeowner with a HUD insured mortgage defaults on the payments, the lender forecloses on [...]

Weathering the Weather – Stay Prepared

March 1, 2011 by teamadmin · Leave a Comment 

I know how much owning and maintaining a home can mean to you. Our home is our center of gravity. It’s a meeting place. It’s a reflection of who and what we are. And it’s an investment. Our homes, like us, are subject to the ever-changing weather. Certainly the Columbus area (and most parts of [...]

Selling It Yourself

February 10, 2011 by teamadmin · Leave a Comment 

What do I need to sell my home myself? • You need to understand the market, especially in your neighborhood. You should also be comfortable with the laws, forms, contracts, and obligations of selling your own home. • Have a source or know reliable home inspectors, contractors, termite inspectors, real estate lawyers, and title companies. [...]

Auctions: A Growing Trend

January 27, 2011 by teamadmin · Leave a Comment 

Selling and buying your home through an auction has been a growing trend for the last several years. Is buying or selling a home at auction right for you? Sales for 2008 totaled 56.8 billion dollars, according to the National Auctioneer Association, and the trend is growing, although still a small percentage of total residential [...]

Credit Scores and Buying a Home

January 20, 2011 by teamadmin · Leave a Comment 

Lenders determine how much home you can afford based largely on your credit score, or you and your spouse’s combined scores. Your credit score is a numeric score based upon the information contained in your credit report. This credit report contains information on your financial transactions, such as credit cards, loans, and payment histories for [...]

Are You Working with a Realtor?

January 6, 2011 by teamadmin · Leave a Comment 

Why am I always asked if I’m working with an agent? It makes me feel like Realtors don’t want to talk to me! They do want to talk to you! There’s two reasons why you often get asked this question. One: Professional ethics. A good agent doesn’t want to “steal” another agent’s client. Realtors invest [...]

Simple Checklist for Buyers

December 30, 2010 by teamadmin · Leave a Comment 

One: Determine what’s on your list for your dream home. A location close to schools, work, recreation? What features are important to you, such as a garage, fireplace, roomy back yard, number of bedrooms? Does the home need to be on a bus route, or in a certain school district? Two: Select the right Realtor [...]

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